Información General

• Autores: Miriam Anderson (coord.), Esther Arroyo i Amayuelas (coord.)
• Editores: Europa Law Publishing
• Año de publicación: 2025
• País: Países Bajos
• Idioma: inglés
• ISBN: 9789462513778
• Texto completo no disponible (Saber más ...)

Resumen

• The experience of the Member States in implementing and interpreting the laws that transpose the Mortgage Credit Directive (MCD) serves as a good illustration of the gaps that the law has successfully addressed. However, it also highlights other areas where changes are still necessary and require prompt attention. Although consumer protection and financial stability must continue to be the fundamental principles guiding any legislative action, the regulations need to be adapted to address the challenges presented by digitalisation and sustainable finance, the emergence of new entrants in the mortgage market and the challenges of social inclusion and ageing populations. This book provides a timely overview of the legal and practical evolution of mortgage credit agreements since the adoption of the MCD across thirteen Member States and offers insights into how the European legislator should approach the future regulation of mortgage credit agreements.

Otros catálogos

• Red de Bibliotecas Universitarias (REBIUN)

Listado de artículos

• • Part I

    • The Mortgage Credit Directive under Review

      Miriam Anderson

      págs. 3-32

      

    • Artificial Intelligence and Consumer Protection in Credit Agreements

      Esther Arroyo i Amayuelas

      págs. 33-47

      

    • Equity Release Products and the Scope of the MCD

      Pedro del Pozo Carrascosa

      págs. 49-66

      

    • The Obligation of Transparency in the MCD. A Law and Economics Approach

      Laura Alascio Carrasco

      págs. 67-77

      

    • The New UK Consumer Duty: More Responsible Mortgage Lending?

      Sarah Nield, Mark Jordan

      págs. 79-105

      

  • Part II

    • Some Thoughts on the Belgian Response to the MCD: Uniformisation of Rules on Credit to Consumers

      Johan Vannerom

      págs. 109-134

      

    • Navigating Mortgage Market Issues in the Czech Republic: The Role of the MCD

      Pavel Martiník

      págs. 135-155

      

    • French Law and the Challenges of a New Mortgage Credit Directive

      Hélène Aubry

      págs. 157-175

      

    • The Mortgage Credit Directive under Review: Views from Greece

      Anastasios Moraitis

      págs. 177-201

      

    • The Impact of the MCD on Housing Credit in Hungary in the Context of Post-2015 Housing Policy Interventions

      József Hegedüs, Bence Örkény, Eszter Somogyi-Ganss, Nora Tosics

      págs. 203-219

      

    • Regulation of Mortgage Lending and the Irish Housing Crisis. From Mortgage ‘Arrears’ to Housing ‘Unaffordability’

      Mark Jordan

      págs. 221-246

      

    • Some Problematic Issues Concerning the Implementation of the MCD in Italy

      Luigi Buonanno, Francesco Mezzanotte

      págs. 247-268

      

    • The Review of the Mortgage Credit Directive: A Lithuanian View

      Paulius Astromskis

      págs. 269-290

      

    • Insights and Experiences: The Mortgage Credit Directive in the Netherlands

      Irene Visser

      págs. 291-323

      

    • Consumer Protection and Foreign Currency Mortgage Credit from the Perspective of Transposing the MCD 2014/17 in Poland

      Magdalena Habdas

      págs. 325-352

      

    • Mortgage Credit in Portugal Six Years After the Transposition of Directive 2014/17/EU

      Mariana Fontes da Costa

      págs. 353-369

      

    • Mortgage Loans in Romania. (Still) Struggling with the Inheritance of the Past

      Mónika Józon

      págs. 371-394

      

    • Review of the Mortgage Credit Directive from the Spanish Experience

      Sandra Castellanos Cámara

      págs. 395-421