Transforming Supply Chain Finance with AI and IoT for Greater Inclusivity, Efficiency, and Intelligence

Anwar, Danish ^[1] ; Faizanuddin, Md ^[1] ; Fatima, Soofia ^[2] ; Dayal, Rajeshwar ^[3]
1. [1] Veer Kunwar Singh University
  
  Veer Kunwar Singh University
  
  India
2. [2] Faculty of Commerce and Management, Patna Women’s College (Autonomous), Patna University
3. [3] Department of Computer Applications, International School of Management, Patna, India
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Localización: LatIA, ISSN-e 3046-403X, Nº. 3, 2025 (Ejemplar dedicado a: LatIA)
Idioma: inglés
Enlaces
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Resumen
- The integration of Artificial Intelligence (AI) and the Internet of Things (IoT) is revolutionizing supply chain finance by making it more inclusive, efficient, and intelligent. AI-driven algorithms automate critical financial processes such as credit analysis, risk management, and fraud detection, while IoT-enabled devices provide real-time visibility into inventory and asset tracking. These technologies streamline operations, enhance transparency, and enable dynamic, data-driven decision-making. Additionally, AI and IoT solutions democratize access to financing, particularly for small and medium enterprises (SMEs), by leveraging real-time data to assess creditworthiness. This paper explores how the fusion of AI and IoT is transforming supply chain finance, offering innovative strategies for improved efficiency, risk reduction, and financial inclusion.