Propuesta para la reforma definitiva del sistema privado de salud chileno

• Alejandra Zúñiga F ^[1]
  1. [1] Universidad de Valparaíso

     Universidad de Valparaíso

     Valparaíso, Chile

     
• Localización: Revista Médica de Chile, ISSN-e 0034-9887, Vol. 142, Nº. 4, 2014, págs. 501-505
• Idioma: español
• Títulos paralelos:
  • A proposal for the definitive reform of the private health insurance system in Chile
• Enlaces
  • Texto completo
• Resumen

  • Private health insurance should be able to provide coverage to people considered as high risk, such as women and the elderly. The only way to do that is to organize implicit or explicit cross-subsidies from low to high-risk individuals. This paper examines how European private health insurance companies introduced regulatory measures that could be introduced in Chile such as open enrollment, community-rated premiums, lifetime coverage, a package of minimum benefits and a risk equalization scheme.