Santo Ildefonso, Portugal
The FinTech phenomenon has revolutionised the way financial services are provided and transformed the relationship between the provider of these services and the consumer, with digital platforms and apps being the means through which the consumer has come to relate to his or her financial services provider. The banking sector needs to adapt quickly and urgently to the new reality. The profile of the financial services consumer has changed and the more digital and technological the financial services providers become; new social inequalities arise. We propose to analyse which inequalities have been generated and what the current social impacts are.
O fenómeno FinTech revolucionou o modo de prestar serviços financeiros e transformou a relação entre o prestador destes serviços e o consumidor, sendo as plataformas digitais e aplicações o meio através do qual o consumidor passou a relacionar-se com o seu prestador de serviços financeiros. O sector bancário precisa adaptar-se de forma célere e urgente à nova realidade. O perfil do consumidor de serviços financeiros alterou-se e quanto mais digital e tecnológico se tornarem os prestadores de serviços financeiros, surgem novas desigualdades sociais. Propomo-nos analisar que desigualdades se geraram e quais os atuais impactos sociais.
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