This article evaluates whether economic hardship affects social capital in Europe. Comparing 27 European countries, it evaluates the impact of personal experiences of economic hardship on engagement in voluntary associations as a cornerstone of civic and democratic life. Empirical analyses of the Eurobarometer data indicate that individual economic hardship has indeed a negative effect on associational volunteering in Europe. However, the result is qualified in two respects. First, it is found that the effect of individual economic hardship is contingent upon education. Second, this effect mostly refers to volunteering for associations providing solidarity goods (Putnam groups). These results have broader implications for understanding how economic hardship shapes the social capital within democratic societies.
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