Resumen de The performance of rated microfinance institutions in South Asia
Apart from a few exceptions, many South Asian MFIs have doubtful performance records. Responding to the requirements of development banks and commercial lenders, the Indian organization M-CRIL has carried out a total of 110 creditworthiness ratings on MFIs. This article categorizes the operations of these MFIs as: Grameen Bank-type, individual banking programmes, and MFIs promoting self-help groups. The article then describes what the assessments reveal about the performance of these different programmes, and compares them with averages from the MicroBanking Bulletin. Although operating costs are relatively low for MFIs in the region, portfolio yields are even lower, and few of the MFIs have yet reached operational self-sufficiency.
