The article discusses the regulation of the peer-to-peer (P2P) lending industry in China. Topics explored include the attention being given by financial industry regulators to the growing Internet business operations in the country, the lack of laws that govern P2P lending in China, and the introduction of a four-factor test which aims to determine illegal deposit-taking activities. The role of the China Banking Regulatory Commission (CBRC) in P2P lending control is also acknowledged.
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